Free money calculators

Know what you really keep.

Free calculators for gig workers, freelancers and new business owners. See your true take-home pay after taxes, fees and expenses.

  • Updated with 2026 IRS numbers
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What do you really make per hour?

Enter a typical week. The result updates as you type.

Your real hourly pay
$0/hr
Before costs and taxes it looks like
$0/hr
Get the full breakdown for your work →

Which describes you?

Each toolkit is built around how you actually get paid, with the deductions and costs that apply to you.

Most-used calculators

Jump straight to the answer you came for.

2026 tax numbers72.5¢ IRS mileage rate, $184,500 Social Security wage base, 15.3% self-employment tax.
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Built for 1099 incomeMade for people whose taxes aren't taken out of their pay.

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Guides

Plain-English answers to the money questions behind each calculator. See all guides →